If you own a home in Boise, it’s likely you have homeowners insurance, which protects the house itself. But what about your appliances and heating and air conditioning systems? Whether you own a new house on the Bench or an older home in the North End’s Historic District, you want your appliances working properly. Our partners at ConsumerAffairs researched the best home warranty in Boise to keep your home systems protected.
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Home warranty for sellers, buyers and owners in Boise
A home warranty in Boise is available to you whether you’ve just purchased a house, are planning to sell your home or if you’ve lived in your property for years. Homeowners insurance and home warranties are not the same.
Damage to your home from natural disaster, fire or theft is covered through homeowners insurance. This does not include breakdowns of appliances and home systems that need to be repaired or replaced. If the manufacturer’s warranty has expired, the only coverage is through home warranties.
Having a home warranty on your Boise property looks attractive for prospective buyers if you’re looking to sell, and it protects your home when you rent it out. It can also make sense if you own your home and are planning to live in it long-term.
How much does a home warranty cost in Boise?
In Boise, the average cost of a home warranty is at the lower end of the range nationwide, which is $300 to $600 per year.
Depending on your plan, expect to pay a monthly fee associated with the warranty. If an appliance breaks and you need to file a claim for a replacement, you won't be paying for the new appliance, but you will be charged a service fee for the technician who comes to install the replacement.
Home warranty coverage in Boise
Basic home warranty coverage in Boise includes:
Large household appliances, such as dishwashers, refrigerators, washers, dryers
Heating and air conditioning systems
Specific plumbing and electrical components
Those that get a more expensive home warranty benefit from coverage that can include hot tubs, swimming pools, garages, garage door openers, roofs and more.
When looking for a home warranty, be sure to carefully read the contract and understand the terms of what is and isn’t included in the coverage. Do not hesitate to ask the home warranty company questions, such as how decisions are made on repair versus replacement, or if there is a limit on how much a plan will pay out.
If you decide this is right for your situation, choose a home warranty in Boise from a company that has a reputation for knowledgeable and helpful customer service.
With over 1.7 million customers and more than 45 years of experience, American Home Shield is an established player in the home warranty industry. They provide clear information and simple step-by-step processing and have a network of thousands of home-service contractors. Customers in Boise appreciate the clear and simple purchasing experience.
Choice Home Warranty is popular among Boiseans not only for their quick responses to new claims, but for their customizable coverage and their two pricing plans. Customers in Boise praise them for their complete transparency and honesty on what is and isn’t covered and praise the reliable technicians that are on staff to help respond to claims.
With appliance and system plans starting at less than $1 per day, Liberty Home Guard offers flexible plans that let you tailor coverage to fit your home needs. Customer support is open 24/7 and Liberty says that empathy and integrity are core company values.
THP covers Boise residents with two plans and optional add-ons, such as for an additional refrigerator or heating system. Easily file claims by phone or online 24/7. Licensed, insured contractors are sent to your home for the cost of your deductible. Plans start at $1 a day, making this a great choice for those who want at least basic coverage.
With tiered pricing options, AFC Home Club makes it easy to see what is and is not covered under its three plans. Choose one that fits your home’s needs and buy extra coverage to protect additional appliances and systems. There’s no deductible, only a $60 service fee. Plans include restaurant gift cards and a retail savings program for cash back at 5,000 retailers.
Despite being in business only since 2012, Select Home Warranty, which offers Bronze, Gold and Platinum home warranty coverage plans, has already been awarded for its customer service. Customers credit Select Home Warranty for the sizeable network of available vendors and contractors. The company is available to respond to claims 24/7.
Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.
Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.